529 Plan Limits 2024. Learn about the contribution and account balance limits on 529 plans and the difference in contribution limits among states. Now, you can rollover unused funds to roth iras without penalties, and there are more options for.

The 529 transfer is subject to a lifetime maximum of $35,000 from a 529 plan account to a roth ira. Starting in 2024, 529 account owners can roll over up to an aggregate lifetime limit of $35,000 from a 529 plan into a roth ira for the benefit of the 529 plan beneficiary.